Dubai: Commercial Bank International (CBI) today announced its financial results for the first half of 2025. Pre-tax net profit increased by 4% year-on-year from AED90 million in H1-24 to AED93 million in H1-25. The Bank reported a pre-tax net profit of AED48 million for Q2-25.
According to Emirates News Agency, the operating profit increased by 134% year-on-year from AED68 million in H1-24 to AED158 million in H1-25, aided by gains on non-core asset disposals, and by 34% in Q2-25 year-on-year from AED33 million to AED45 million.
The Bank’s net loans and advances grew by 3% from AED12.5 billion as of June 2024 to AED12.9 billion as of June 2025. Customer deposits also saw an increase, growing by 7% from AED14.2 billion as of June 2024 to AED15.2 billion as of June 2025.
The deposits mix improved favorably during H1’25, with the CASA ratio improving 6% year-on-year, enabling CBI to maintain an optimal funding structure. The capital adequacy ratio also improved from 15.3% in June 2024 to 17.6% in June 2025, driven by an improvement in the equity position.
Ali Sultan Rakkad Al Amri, CEO of Commercial Bank International, commented that the H1 2025 results, underpinned by steady performance and profitability, demonstrate clear progress in the bank’s ongoing strategic transformation and strong momentum across core business areas. He emphasized the strength of customer relationships being built across the UAE and CBI’s commitment to delivering a tailored, relevant, and responsive banking experience.
Amid global market changes and regional shifts, CBI’s performance reflects a disciplined approach to growth, grounded in deep market understanding and customer insight. With a stable foundation and sharp strategic direction, CBI is well-positioned to support long-term growth, delivering value to both its customers and stakeholders.